The Centers for Medicare & Medicaid Services (CMS) have some strict rules on what agents can and cannot say during Medicare sales appointments. Sometimes, pulling them out of the dense Medicare Advantage & Part D Communication Requirements can be tough and time-consuming. Here are some examples to help simplify things!

Recently, insurance companies have been making Medicare Advantage and prescription drug plans non-commissionable. If this has you wondering "Can you charge a consulting fee for Medicare advice?" you're not alone.

Agents who sell within the Affordable Care Act (ACA) insurance marketplace must complete an annual certification before they can sell each year. This is known as the Federally Facilitated Marketplace certification.

Gifting is an age-old marketing tactic that just about every business — including Ritter Insurance Marketing — utilizes to build relationships with their clients (or agents!), encourage referrals, and increase brand recognition.

Are you considering holding a marketing event to possibly get the attention of more Medicare clients? You'll need to follow CMS' rules for hosting sales events.

Events are often a great way to generate leads. What is allowed at seminars for the 2026 Annual Enrollment Period?

On August 7, 2025, the U.S. Departments of Labor, Health and Human Services (HHS) and Treasury ("Departments") released a joint statement that they are reconsidering the definition of "short-term, limited-duration insurance" (STLDI), through a formal rulemaking process.

Insurance companies and agents are tasked with remaining compliant with the Centers for Medicare & Medicaid Services (CMS) while marketing their services. It makes sense on the surface, but the details may need some clarifying.

Do you have questions about recording and storing your calls to meet Medicare call recording requirements established by the Centers for Medicare & Medicaid Services (CMS)? Good news — we have answers!

Imagine you're at home with your family enjoying a nice meal after a long day. Suddenly, your phone rings!

Since their Final Rule for Contract Year 2023, the Centers for Medicare and Medicaid Services (CMS) has implemented rules for third-party marketing organizations (TPMOs). Here are the requirements that impact your business.